| Individuals with a poor or bad credit score looking | | | | credit card users can then utilize this card to |
| but who are planning to re-establish their line of | | | | rebuild their credit record. |
| credit can find salvation in the form of USA | | | | The biggest shortcoming of the card is the fact |
| Credit's USA Gold Card. | | | | that it can only be used for retail purchases listed |
| The options for credit cards are rather limited to | | | | through USA Credit's website or catalogue. In |
| those with a bad credit record. In fact, they are | | | | other words, the card can be regarded as a retail |
| most likely eligible for credit cards that impose | | | | charge card that can only be used for purchases |
| start-up fees ranging anywhere from $200 to | | | | of selected goods and services. That in itself |
| $400. The USA Gold Card though has a | | | | definitely lowers the appeal of this "credit card". |
| reasonable startup fee of $149.95. While the | | | | However, some may view this as a shortcoming |
| startup fee is lower than the industry average, | | | | rather than a drawback. |
| there are also no interest charges on purchases | | | | In summary, the USA Gold Card would definitely |
| or even annual fees required. | | | | be ideal for individuals with bad credit reports who |
| What's more, with the USA Credit's "No Credit | | | | are seeking for a low cost alternative to |
| Check or Credit Turndowns" policy, almost | | | | re-establishing their credit rating. In fact, this is |
| anyone can apply for the card, albeit within certain | | | | especially true of they are open towards shopping |
| restrictions and limitations. Additionally, active | | | | from USA Credit's line of items available, and view |
| credit card users will relish the fact that their | | | | this as a platform for an ultimate purpose of |
| transactions will be reported to one of the major | | | | gaining a good track record in spending, and |
| credit bureaus as an unsecured credit card | | | | paying for it. |
| transaction. With a good payment track record, | | | | |