Pre-Planning For a Funeral

Many Americans are coming to view the planningthat they'd prefer to plan their own funerals, only
of their own funerals as a part of estate planning.a quarter of had actually made any arrangements.
Such planning may or may not involve pre-payingThe study was based on interviews with more
for the arrangements. As a point of reference,women (60%) than men, noting that women are
life expectancies are rising in this country. Basedknown to be the primary decision-makers when it
on National Vital Statistics data, men can expectcomes to memorialization.
to live for 73.8 years, while women are living forMany of us find ourselves faced with the
roughly 79.5 years.unexpected death of a close friend or family
Pre-planning affords you the opportunity to shopmember -- and don't know what to do. We tend
around for the best prices, the best services andto avoid discussing the logistics of death, which
a funeral home that suits you. Many people,leaves us ill prepared if called upon to cope.
particularly those who are ill and know that deathIt's not enough to make arrangements for your
is imminent, may find the process brings a sensefuneral: you have to tell people that you've done
of relief, of tidying up, of control. They may alsoso. If no one knows of the plans you've diligently
decide to sign advance directives, documentationmade and the services you've paid for, there's a
that authorizes another to make medical andreal risk that your family may make -- and pay
financial decisions for them should they becomefor -- their own arrangements. Don't let that
incapacitated.happen. Make at least a couple of people aware
Remember that the Funeral Rule states thatof what you want and any instructions and
consumers have the right to choose the goodsrelated information. Write it all down. Grieving
and services they want, subject to state law, andfamily members, hastily gathered and swamped
to decline others. The funeral home mustwith organizational details, don't want to be arguing
recognize these rights in writing.about their recollections of your final wishes.
Pre-planning a funeralIt's not a good idea to put such instructions with
A recent Worthlin Worldwide report on Americanyour will; a will is often not found, or not read, for
Attitudes Toward Ritualization and Memorializationa few weeks after a death.
found that while 84% of those surveyed indicated