| A person who owns a property such as a house, | | | | The landlord can also contact the tenant?s former |
| apartment, or a piece of real estate and rents or | | | | landlords to check the payment records of the |
| leases out his property or properties to other | | | | applicant. There are also agencies that offer |
| individuals or organizations is known as a landlord. | | | | reports about the previous payment records of |
| These properties provide the landlords with their | | | | the prospective tenant. This gives the landlord a |
| source of income. So, checking the tenant's credit | | | | clear idea about the paying abilities of the tenant |
| worthiness prevents a loss of income for | | | | and helps him make a decision on whether to |
| landlords. They have to be very careful while | | | | accept or deny the tenant's application. |
| choosing their tenants. There are a lot of means | | | | Knowing the true identity of the tenant is a must |
| by which landlords can find suitable tenants to | | | | for the landlord. The landlord may be unable to |
| rent or lease their properties. The person who is | | | | check all the details by himself. There are firms |
| selected must be capable of paying the assigned | | | | that offer services to the landlords to identify the |
| rent on a regular, agreed-upon basis. | | | | fraud and problematic perspective tenant. These |
| It is standard for the landlord to check the credit | | | | firms give the landlord a report on the identity of |
| worthiness of the tenant. Normally, when a | | | | the applicant, his present and previous addresses, |
| landlord receives an application from a tenant | | | | whether his social security number is right or |
| requesting to rent his property, he can check the | | | | wrong, his previous rent paying records and many |
| person's identification and the person's | | | | other important pieces of information. |
| employment status. Then with the consent of the | | | | By paying the fees for the service, landlords are |
| person concerned the landlord can also run a | | | | equipped with reports that enable them to find |
| credit check. | | | | good, reliable tenants to rent or lease out their |
| The landlord can check the financial abilities of the | | | | property to and in turn, decrease their risk of |
| prospective tenant by contacting the financial | | | | income losses. |
| institutions in which the tenant has his accounts. | | | | |