| Free Credit Report with no credit card required is | | | | there scores. Dealerships love customers like you |
| available at annualcreditreport once a year. Here is | | | | because an uneducated consumer is a consumer |
| what they don't tell you. When you get your Free | | | | they can rip off and make more money on. An |
| Credit Report at annualcreditreport there is no | | | | educated consumer that knows there scores will |
| Credit Scores. So what good is a Credit Report | | | | show up ready to get the interest rate on the |
| without your Credit Scores? A Credit Report with | | | | loan. This is what most lenders don't want to deal |
| no Credit Scores is like a destination with no | | | | with, because they make less money on |
| address, it is useless. The following look at your | | | | consumers like this. Maybe you are wondering |
| scores very closely when determining your credit | | | | what is considered a good score. |
| risk, interest rates, and terms. | | | | Here is a break down:o 780-850 - Low Risko |
| 1. Insurance Companies | | | | 740-780 - Medium -Low Risko 690-740- Medium |
| 2. Utility Companies | | | | Risko 620-690- Medium High Risko 620 and Below |
| 3. Credit Card Companies | | | | - High Risk |
| 4. Mortgage Companies | | | | There are all of these offers out there selling |
| 5. Car Finance Banks | | | | Free Credit Score Reports with all these up sales. |
| 6. Employers | | | | For example: |
| 7. Even Hospitals are now determining your Credit | | | | 1. Credit Monitoring |
| Risk. | | | | 2. Savings Club memberships etc |
| Folks this is serious business, just imagine if you | | | | When it comes down to being an educated |
| are applying for that new job that pays more, | | | | consumer and that is all that is available out there |
| and they determine whether they are going to | | | | to get your scores, there is not much choice. I |
| hire you based on your Credit Score. The main | | | | would not hesitate to get these services, because |
| point is, yes you can get a Free Report with | | | | everyday thousands of people get there identity |
| Annual but it's once a year and no Scores are | | | | stolen. I would recommend being an educated |
| included. A Report with no Scores is useless, | | | | consumer so you are aware of what is being |
| especially when that is what creditors look at. | | | | reported about you. Start saving today and |
| Let's just assume you are getting ready to buy a | | | | protect yourself and your family. |
| car, and you are a customer that does not know | | | | |